401k Contribution Limits 2024 Catch Up Total Amount . The irs has announced the 2025 contribution limits for 401 (k) and iras. The annual employee contribution limit for 401(k) retirement plans is increasing from $22,500 to $23,000 in 2024.
Total 401 (k) plan contributions by an employee and an employer cannot exceed $69,500 in 2025. In 2025, that limit rises to $23,500.
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Lifting the Limits 401k Contribution Limits 2024 , Employees can defer $23,500 into workplace plans, a.